Marazúñi processes market variables in real time and generates daily reports that explain, in clear language, how your portfolio is evolving and why the model recommends each adjustment.
Interest rates, inflation, sector volatility and currency movements are constantly changing. For a family that manages its savings without professional tools, this amount of information is difficult to organize, and decisions are usually made under pressure or in reaction to specific headlines.
Marazúñi's predictive analytics engine processes these variables continuously and translates them into concrete recommendations, replacing emotional reaction with a structured review of data.
Each function described below corresponds to a specific data process, not a generic performance promise.
The models identify historical patterns in price series, interest rates and sectoral behavior to estimate probable short- and medium-term scenarios. Each projection is accompanied by a confidence margin calculated on verifiable data, not a single figure.
The system evaluates the portfolio's exposure to different market scenarios and proposes diversification adjustments to reduce concentration in individual assets, prioritizing stability over specific profitability.
Market data is continuously updated during trading hours, allowing relevant variations in the portfolio to be detected before the close of trading and reflected in the corresponding report.
The transparency of the process is what distinguishes Marazúñi from a generic recommendation: the user sees what data came in, how it was processed, and what output the model generated.
Each report includes the calculation methodology applied and the data sources used, so that the user can verify the origin of each figure before making a decision.
Data from regulated markets and the current composition of the user's portfolio are incorporated.
The engine analyzes correlations and volatility to estimate the probable behavior of each asset.
The results are translated into clear language, with the figures and their technical justification.
The report is available every day, with a history that can be consulted to compare previous periods.
Select a scenario to see how the analysis is guided based on the time horizon and the level of risk tolerated.
The model works with a multi-decade horizon, prioritizing capital preservation over aggressive growth as the target date approaches. The projections are recalculated every day based on the real evolution of the market, not on a static simulation set at the beginning.
The allocation between fixed and variable income is adjusted progressively, reducing exposure to volatile assets as the remaining time until estimated retirement shortens.
As this is a target with a known deadline, the system calculates the capital required and periodically compares actual progress against the original plan, noting deviations in the daily report where appropriate.
Stability is favored over maximum performance, since a goal with a fixed date tolerates less volatility than one without a defined time frame.
The risk mitigation engine identifies excessive concentrations in a sector, currency or asset class, and proposes alternatives within the user's declared risk profile.
The recommendations are based on historical correlations between assets, seeking to reduce joint exposure to the same market risk factor.
Data is stored in encrypted form and access to the user panel is restricted through individual authentication. Marazúñi does not share portfolio data with third parties outside of the processing of the service itself.
No predictive model guarantees future results. Each projection is presented along with a confidence margin calculated on historical data, and the daily report allows previous estimates to be compared with actual market behavior.
Access is organized through a periodic subscription with no mandatory permanence. Details of each plan, including feature limits, are displayed in full before registration is confirmed.
Yes. Cancellation can be requested from the user panel and will no longer apply from the next billing period, without additional penalty.
No permanence commitments. Cancellation is available at any time from the user panel.